Private & Business Insurances

Getting insured in Spain can be confusing. Too much paperwork, unclear terms, and often no support 

when it really matters. That’s why we offer personal, straightforward help in your own language.

Exactly works with the most trusted insurance providers in Spain. 

Whether you’re protecting your home, your car or your business, we’ll make sure it’s done properly.

  • Trusted Insurance Provicers

    We work with the most reliable insurers in Spain. No need to compare policies yourself. We've done all that for you.

  • Personal Claim Support

    If something happens, you simply contact us. We handle it with the insurer and keep you informed.

  • In Your Own Language

    We speak English, Dutch and Spanish. You will always know what you are signing, what is covered and what to do when you need help.

We offer all types of INSURANCES

In your own language and with the best claim support

In Spain, the insurance you need depends on your situation, whether it is for your car, home, health or business. But arranging it is often needlessly complicated. Policies are in Spanish, coverage is unclear and support is minimal when something goes wrong. At Exactly we make it easy. We tell you what makes sense, arrange the right coverage with reliable insurers and handle everything from setup to claims. Clear, quick and in your language.

Car, Home, Health Insurances & Many More

We help all people in Spain get the right private health insurance, quickly and without hassle. You tell us your situation. We tell you what’s needed, what’s not, and we arrange everything. Private health insurance in Spain isn’t just a formality, it’s peace of mind.

Buying or renting a property in Spain? Then home insurance isn’t just a good idea, it’s a requirement in most cases. Whether you need to protect your belongings, your building, or both, we’ll tell you what’s needed and arrange it properly.

You’ve got the car. Now comes the tricky part: getting it insured properly. Driving in Spain without the right insurance can lead to fines, problems after an accident, or worse: no coverage when you need it most. We will make sure your policy is right from day one.

If you own a dog or a cat in Spain, there are rules you need to follow and fines if you don’t. Since 2023, civil liability insurance is mandatory for all dog owners. No insurance? No vet record? Then you’re officially non-compliant, even if your pet never leaves the house.

In Spain, you can be held personally liable and be forced to pay for damage or injury to others or their property, even if it was unintentional. Many people think they’re already covered. But unless you have specific civil liability insurance (RC Particular), chances are: you’re not. We help individuals and families get the right cover.

One mistake, one complaint, one accident and your business is legally exposed. A broken floor tile in your office. A miscalculation in client work. A small water leak that damages the neighbour’s shop. Without liability insurance, you or your company pay the full cost, including claims, repairs and legal fees.

Testimonials

Top-Rated Insurance Advice You Can Trust

Don’t believe us, believe our clients.

How to Request Your Free Consultation

At Exactly, we pride ourselves on being customer-friendly and always available to assist you. Reaching us is simple — no puzzles, no hassle. Contact us today for a free consultation.

Free consultation? Just give us a call or send us an email.

Our Full List Of Insurances

Business Insurances
(For Autónomos & SLs)

(Responsabilidad civil profesional)
Required for many professions. Often overlooked by freelancers, but essential.

(Responsabilidad civil general)
Covers damage you cause to others or their property while doing your job.

(Seguro de accidentes para autónomos)
Covers you in case of accidents while working. Often required in construction or when working with subcontractors.

(Mutua de accidentes de trabajo)
Often used by freelancers in combination with the public health system, to get extra protection in case of work-related injury or illness.

(Subsidio por baja laboral / Incapacidad temporal)
Covers your income if you are unable to work due to illness or injury. Especially important for autónomos, as state coverage is very limited.

(Multirriesgo comercio)
Covers your shop, office or premises, including furniture, equipment and damage caused by fire, theft or natural disasters.

(Seguro de vehículo con uso profesional)
Covers vehicles used for business. You must declare professional use to be fully covered in case of a claim.

Private Insurances

(Seguro de coche / moto)
Third party, extended or full coverage. Required by law and very common.

(Seguro de hogar)
Covers damage to your home, furniture and belongings. Can also include liability and coverage for rented properties.

(Seguro de salud)
Private health insurance with or without waiting periods. Can include full access to top clinics, or reimbursement-based policies.

(Seguro de viaje)
Single trip or annual coverage for medical issues, delays, cancellations or lost luggage.

(Responsabilidad civil privada)
Covers damage caused to others by you or your family (for example water leaks, or injuries to others).

(Seguro de vida)
Pays out in the event of death or permanent disability. Often required by banks for mortgages.

(Seguro para mascotas)

Covers expenses related to death, such as burial, transport, and other funeral services. Very common in Spain to avoid passing the financial burden to family members.

(Responsabilidad civil general)

Since 2023, civil liability insurance is mandatory for all dog owners in Spain. No insurance = non-compliant with the law, even if your pet never leaves the house.

  1. 1

    Request a free consultation

    We will always call you back within 1 business day. And you can choose how you prefer to contact us. Whether it's in-person at our office, over the phone, or via a video call. We fully accommodate your preferences.

  2. 2

    Get clear advice and select your coverage

    We explain what type of insurance makes sense for your situation. You can choose from private or business options with Mapfre and Allianz. No pressure, just honest advice.

  3. 3

    We arrange everything for you

    Once you are happy with the plan, we prepare the policy and handle the setup. If anything is unclear, we explain it. If something happens later, we are here for you.

This is how Exactly can help your get insurance

Raising the Standard of Service

Allianz

Strong international coverage

Allianz is one of Europe’s largest insurers with over 100 million clients worldwide. Why people choose Allianz:

  • Access to top private hospitals
  • Dental, physio, and mental health usually included no extras.
  • English app and support for non-Spanish speakers.

Zurich

Solid cover in and outside of Spain

Zurich offers straightforward policies with clear benefits and no fine-print confusion. Why people choose Zurich:

  • Easy to choose between standard and premium cover levels
  • Well-rated service and simple claims process
  • Trusted by families and long-term residents.

Mapfre

Spain’s largest homegrown insurer

Mapfre is Spain’s largest insurance company, with a massive medical network. Why people choose Mapfre:

  • Wide national coverage, including smaller towns
  • See any doctor with up to 90% reimbursement.
  • Reliable, efficient, and trusted by both locals and expats

Asisa

Spain’s largest medical network

Asisa was founded by doctors and now runs Spain’s biggest network of clinics and hospitals. Why people choose Asisa:

  • Access to 40,000+ doctors and 1,000+ clinics and hospitals
  • 24/7 English-speaking helpline and telemedicine options
  • “Hospital at home” care available in many areas

Get in touch

Everyone here at Exactly is dedicated to helping you start your SL business in Spain quickly and professionally.

Send an e-mail: support@exactly.es

Call us:  +34 9650 20262

Working days 09:00 – 17:00

Visit our office :  

Calle Punta Albir
03590 Altea